For employers
For employers: a retirement plan run with a process
Sponsoring a 401(k) makes the company a fiduciary, and the standard the law applies is the process you can show. We consult on the investment side of the plan, support the committee that oversees it, and help the company plan for the people it cannot replace.
What we do
Services for plan sponsors
401(k) and retirement plans
Investment policy, menu design, fee and share-class review, participant education, and coordination with your recordkeeper.
See what it includesFiduciary education and investment oversight
The committee's process: duties, documented decisions, fund monitoring, fee reasonableness and training.
See what it includesExecutive benefits and key employee planning
Deferred compensation, equity for key people, retention design, and each key employee's own plan.
See what it includesThe rhythm
How an engagement works
Plan administration stays with your recordkeeper, third-party administrator and ERISA counsel; we coordinate with them.
Review what exists
The plan document summary, investment menu, fee disclosures, committee minutes and any investment policy.
Set the standard
An investment policy statement, a monitoring method and a written fee benchmark.
Run the process
Committee meetings with documented decisions, fund reviews against the policy, and participant education.
Plan for key people
Deferred compensation elections, equity grants and the personal plans behind them.
Where we act as a fiduciary to an ERISA plan, we do so under ERISA, with written §408(b)(2) disclosures before the engagement begins. Fees are set in the written agreement; we receive no commissions or revenue sharing from fund companies or providers.
Questions
Common questions
Do you administer our 401(k) plan?
No. Recordkeeping, administration, testing and plan documents stay with your recordkeeper, third-party administrator and ERISA counsel. We consult on the investment side of the plan and the committee's process, and we coordinate with those providers.
What fiduciary role do you take?
Where we act as a fiduciary to an ERISA plan, we do so under ERISA. The role and its scope are set in the written agreement, and we provide the required section 408(b)(2) disclosures before the engagement begins.
How are you paid?
A fee set in the written agreement and disclosed at the plan level before we begin. We receive no commissions or revenue sharing from fund companies, recordkeepers or other providers.
Can you help our executives with their own planning?
Yes. Key-employee planning covers deferred compensation elections, equity grants and each person's own financial plan. Each engagement is set up directly with the employee.
Tell us about the plan you have.
The first conversation is 30 minutes. No preparation needed.
Meet with us